Your circumstances

Car finance eligibility

Different lenders consider different details. Explore realistic guidance for common income, employment and credit situations without promises of guaranteed approval.

Explore the guides

Find the information that fits your situation

Negative equity

Understand your options if the settlement figure is higher than the current value of your vehicle.

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Self-employed

See the income evidence a lender may request from sole traders, contractors and company directors.

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Provisional licence

Learn what lenders may consider when you are still working towards a full driving licence.

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Previously refused

A previous decline is not a guarantee of another, but repeated applications can leave extra searches.

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CCJs, defaults or IVAs

How lenders may assess more complex credit histories and what information can help explain your position.

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Bad credit

Clear guidance for applicants rebuilding their credit, without claims of guaranteed acceptance.

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Income from benefits

How regular benefit income may be considered alongside commitments and overall affordability.

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Take the next step

Ready to check your eligibility?

Start with no obligation. Where available, the initial check uses a soft search; a provider may use a hard search before a final decision.

Check my eligibility

Representative 19.9% APR. We are a credit broker, not a lender, and search a selected panel rather than the whole market. We do not charge you a fee. We may receive variable commission from a provider, which may affect the option we introduce. The vehicle may be used as security. How our service works.